Guides
Guides: business funding, clearly explained
Plain answers to the questions business owners ask before they sign anything.
What is a factor rate? How to work out what you'll actually pay back
A factor rate tells you the total you'll repay, not an interest rate. The one-line math, how to compare offers, and what to ask before you sign.
What happens if my sales drop during a merchant cash advance?
If sales drop during a merchant cash advance, what happens depends on how payments are set. See both structures, a worked example and what to ask first.